How does Beem work?

Beem helps you budget for upcoming expenses and notifies you if you’re in danger of overdraft. Instant cash is made available at 0% interest! No credit check is required.

What’s the catch?

There isn’t one! But a $9.97 monthly membership fee provides potential overdraft protection through flex line access, automatic budgeting tools, checking accounts and cards. The subscription fee helps us offset the costs for the above features.

Predictive Notifications

 securely links to your existing bank account to help you track your income and expenses. Then, we send alerts if your account is low on funds or if an upcoming bill might cause a potential overdraft.