Want to get Everdraft? Here's how it works

1. Start by linking your primary bank account with Beem. 

2. Post which, provide your basic details like phone number, date of birth, name, email address, SSN and address.

3. You will then receive a verification code on your email and phone number. 

4. We will connect to the bank account linked in Step 1 to get hold of your transactions history (income, bills, subscriptions, expenses, etc). 

5. You will have to select the income and expense transactions on the 'review' screen.

6. Beem will then assess if you qualify for a Line. If you qualify, you will then be asked to pay a monthly subscription fee ($2.47 or $9.97) to use all features of the app including the ability to withdraw up to the qualified amount when you are in need.

7. For payment of the subscription fee, you will have to link your debit card linked to your primary bank account and then proceed with accepting terms and conditions.