- Sign up on the Beem app with some basic information like Name, Phone number, Email, SSN, and Address.
- Link your primary bank account. You can also link multiple bank accounts.
- Based on the inflow and outflow of funds in your bank account, we assess your Everdraft ability.
- To avail of Everdraft, you need to have an active subscription with Beem.
- Once you qualify for Everdraft, you can link your primary debit card and pay a $2.47, $5.47, or $12.97 subscription fee to access features of the app, including the ability to draw up to the Everdraft amount when you are in need.
- If you withdraw your funds, we will debit funds for Everdraft, subscription fee and late fee if applicable, when there is cash flow in your bank account.
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