How the Beem app works ?

Created by Harendra Singh Rathore, Modified on Mon, 19 Feb, 2024 at 2:00 AM by Anil Kumar Kumar Kotla

Sign up on the Beem app with some basic information like Name, Phone number, Email, SSN, and Address.
Link your primary bank account. You can also link multiple bank accounts.
Based on the inflow and outflow of funds in your bank account, we assess your Everdraft ability.
To avail of Everdraft, you need to have an active subscription with Beem.
Once you qualify for Everdraft, you can link your primary debit card and pay a $2.47, $5.47, or $12.97 subscription fee to access features of the app, including the ability to draw up to the Everdraft amount when you are in need.
If you withdraw your funds, we will debit funds for Everdraft, subscription fee and late fee if applicable, when there is cash flow in your bank account.